Bold Penguin

Bold Penguin is an insurance technology platform that automates and streamlines the full commercial insurance workflow—from submission to bind—for brokers, agents, carriers, MGAs, and carrier-owned distributors. The platform leverages agentic AI to extract, enrich, score, and route submissions automatically, enabling enterprise-scale operations with 99% reduction in turnaround time and 95% accuracy in extracted and enriched values.

The platform serves as a universal connector across the commercial insurance ecosystem, providing access to the largest digital distribution network and powering eight of the top 10 commercial carriers' distribution. Key offerings include AI-powered Insurance Intelligence for surfacing the right risks, market intelligence for optimal risk routing, automated bookroll analysis, and integrated bind capabilities that reduce complex submission times from 72 hours to 12 minutes.

Bold Penguin handles over 5.8 million annual submissions across 27 countries and has facilitated over $7.1 billion in deduplicated small commercial business premium quoted. The platform also offers cross-sell capabilities, straight-through processing (STP) for middle market and complex risks, and recently expanded into E&S and specialty markets through its acquisition of SquareRisk.