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Hearth

All-in-one estimating, invoicing, financing, and sales software built for home improvement contractors.

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About Hearth

Hearth is an all-in-one business management platform designed specifically for home improvement contractors and service professionals. Founded in 2016 by Anthony Ghosn and Nikhil Pai, the platform helps contractors streamline their entire sales workflow — from generating leads and sending professional quotes to offering customer financing, securing digital contracts, and collecting payments — all from a single mobile or desktop app.

The platform serves a wide range of trades including roofing, HVAC, plumbing, landscaping, fencing, flooring, siding, pools, and more. Hearth's standout feature is its integrated customer financing capability, which allows homeowners to apply directly for personal loans or explore 0% intro APR credit card options, helping contractors close more deals and increase average project sizes without taking on any underwriting risk themselves. Over 30,000 pros rely on Hearth daily, with more than $1 billion in jobs funded through the platform.

Beyond financing, Hearth offers a full digital toolkit including AI-powered tools (such as "Harper," an AI receptionist), scheduling, job management, client management, marketing tools, and automated invoice reminders. Its tiered subscription plans (Essentials, Pro, and Elite) make it accessible to solo operators as well as growing teams, and its intuitive mobile app ensures contractors can manage their business from anywhere in the field.

Key Features

  • Customer financing with direct homeowner loan applications and 0% intro APR credit card options
  • Digital quotes, contracts, and invoices with e-signature and automated reminders
  • AI Digital Assistant (Harper) for receptionist and call management functions
  • Digital payments with fast collection and invoice tracking
  • Client management, scheduling, and job management tools
  • Marketing tools to help contractors generate and convert more leads

Details

Pricing Model
Paid
Founded
2016
Headquarters
Austin, TX / San Francisco, CA

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